Cardinal Point Insurance delivers comprehensive, personalized coverage solutions for individuals, families, and businesses across New York and beyond. Your security is our singular mission.
From personal lines to complex commercial risks, we offer a full spectrum of insurance solutions designed around your unique needs and budget.
Protect your most valuable asset with comprehensive coverage for your home, belongings, and liability — built to New York standards.
Full coverage auto insurance including collision, comprehensive, liability, and uninsured motorist protection across all 50 states.
Secure your family's financial future with term, whole, and universal life insurance policies that fit your life stage and goals.
Commercial general liability, professional indemnity, workers compensation, and custom business owner policies for every industry.
Individual, family, and group health plans with access to top-tier medical networks, dental, and vision coverage options.
An extra layer of liability protection that extends beyond your standard policies — safeguarding your assets against major claims.
For over two decades, Cardinal Point Insurance has been the trusted choice of New York's most discerning clients — from Brookfield Place to Brooklyn.
As an independent agency, we shop dozens of top-rated carriers to secure the best coverage and price for you — loyalty is to our clients, not insurers.
Every client is assigned a dedicated insurance advisor who knows your policy inside out and advocates for you through every claim and renewal.
No hidden fees, no unnecessary upsells. We explain your options in plain English so you can make confident, informed decisions about your coverage.
Headquartered at Brookfield Place in the heart of New York's financial district, we bring Wall Street-caliber professionalism to personal insurance.
Our clients' experiences speak louder than any advertisement.
"Cardinal Point handled my business claim with extraordinary professionalism. They secured a settlement that far exceeded my expectations — and did it in record time."
"Switching to Cardinal Point saved our family over $3,200 a year on bundled home and auto. My advisor was patient, thorough, and genuinely cared about finding us the right fit."
"After a flood damaged our restaurant, Cardinal Point's team was on-site the very next morning. The claims process was smooth and we were back open within two weeks."
Speak with a licensed advisor today. No obligation, no pressure — just honest guidance.
From your first home to your enterprise headquarters — Cardinal Point provides expert coverage at every stage of life and business.
Your home is likely your single largest investment. Our homeowners policies provide robust protection against fire, theft, water damage, and liability claims — with options customized to New York's unique property landscape.
Whether you drive a daily commuter or a collector's vehicle, Cardinal Point secures comprehensive auto coverage that meets New York's mandatory minimums and goes far beyond — protecting you in any scenario.
Protect the people who depend on you. Our life insurance specialists will assess your family's financial needs and design a plan — term, whole life, or universal — that ensures their security regardless of what tomorrow brings.
From sole proprietors to mid-size enterprises, Cardinal Point designs commercial insurance programs that address every aspect of business risk — so you can focus on growth, not liability.
For those who have built significant assets, an umbrella policy provides an essential additional layer of protection — covering gaps and extending limits across your auto, home, and liability policies.
Our advisors will perform a complimentary coverage review and recommend exactly what you need — nothing more, nothing less.
Since our founding, Cardinal Point Insurance has been committed to one principle: protecting what matters most with the integrity and expertise our clients deserve.
Cardinal Point Insurance was established with a singular vision: to bring the same level of rigorous analysis and personalized service found in New York's financial district to the world of personal and commercial insurance.
Headquartered at Brookfield Place on 200 Liberty Street in Lower Manhattan, our location is no coincidence. We are rooted in New York's most dynamic business environment, surrounded by the city's leading financial institutions and professional services firms.
Over the past 25 years, we have grown from a boutique personal lines agency to a full-service insurance brokerage serving individuals, families, and businesses across the tri-state area and nationwide. Yet our commitment to one-on-one service has never wavered.
Today, our team of licensed advisors manages over $2 billion in insured assets and maintains one of the highest client retention rates in the industry — a testament to our unwavering dedication to results that matter.
We operate with complete transparency. No hidden fees, no misleading recommendations — just honest advice in your best interest.
Every decision we make starts with one question: what is best for our client? This drives our recommendations, our advocacy, and our service.
We hold ourselves to the highest professional standards — in our knowledge, our communication, and the quality of coverage we secure.
When the unexpected happens, we are there — immediately, professionally, and completely dedicated to making you whole again.
30+ years in insurance and risk management. Former VP at AIG before founding Cardinal Point in 1999.
20 years in insurance operations. Specializes in commercial lines and client program management.
Expert in commercial risk assessment and enterprise-level coverage design across all industries.
Specialist in high-net-worth personal coverage, life insurance, and wealth protection strategies.
Filing a claim should never be complicated. Our dedicated claims team is available around the clock to guide you through every step of the process.
We've designed our claims process to be as smooth and stress-free as possible.
Call our 24/7 claims hotline at (800) 783-5799 or submit online. A dedicated claims advisor will be assigned immediately.
We guide you through documenting damage or loss. Our adjusters will assess your claim typically within 24–48 hours.
Your advisor reviews the assessment with you and advocates with the carrier for the maximum settlement you're entitled to.
Once approved, settlement is typically paid within 3–5 business days. We don't close the file until you're fully satisfied.
Our claims team is available 24 hours a day, 7 days a week — including weekends and holidays.
Reach out for a free, no-obligation consultation. Our licensed advisors are ready to answer your questions and build the right policy for you.
Thank you for reaching out. A licensed Cardinal Point advisor will contact you within one business hour during office hours.
For immediate assistance, call us at (800) 783-5799.
🔒 Your information is secure and confidential. We never sell or share your data.
Explore coverage options, review plan information, and complete a quick eligibility check online. Availability and pricing may vary by state and individual circumstances.
For U.S. residents seeking health insurance information. English language only.
Enter a few details to review available options in your area.
Before you call or visit, an online comparison helps you understand your options — quickly and without pressure.
Begin with a straightforward online check — no paperwork, no phone calls required. Review plan-related information at your own pace before making any decision.
Health plan availability varies by state and county. Our system surfaces options relevant to your location so you're not wasting time on plans unavailable in your area.
Not sure what plan fits? Cardinal Point's licensed health insurance advisors are available to walk you through every option — in plain English, with no sales pressure.
Three simple steps stand between you and knowing your health coverage options.
Provide your ZIP code, age range, and household size. This helps us surface the most relevant plans for your situation.
Browse available health plan types and coverage tiers. Compare deductibles, premiums, and network details side by side.
Connect with a Cardinal Point licensed advisor who will answer your questions and help you enroll in the plan that's right for you.
Speak with a licensed health insurance advisor today — free, no obligation, no pressure.